Debt Recovery Appellate Tribunal (DRAT)
Debt Recovery Appellate Tribunal (DRAT) Services
At Bhuwan Jayant & Associates, we provide comprehensive legal representation and advisory services in matters related to the Debt Recovery Appellate Tribunal (DRAT), ensuring efficient resolution of disputes arising from debt recovery and banking laws.
1. Appeal Filing before DRAT
Preparation and filing of appeals against DRT orders under the Recovery of Debts and Bankruptcy Act, 1993, ensuring strong legal grounds for admission.
2. Drafting & Documentation
Expert drafting of appeal petitions, affidavits, written submissions, and interlocutory applications in DRAT matters.
3. Stay & Interim Relief Applications
Filing and arguing interim reliefs or stay orders to protect client interests during the pendency of recovery proceedings.
4. Representation before DRAT
Professional advocacy and appearance before DRAT benches across India on behalf of banks, financial institutions, and borrowers.
5. Compliance & Execution Support
Assistance in compliance with DRAT directions, execution of recovery certificates, and settlement facilitation between parties.
6. Legal Advisory & Consultation
Providing strategic advice on DRT/DRAT laws, SARFAESI actions, and banking litigation to ensure proper risk mitigation.

Our Expertise Includes:
Appeal Filing & Drafting: Comprehensive drafting and filing of appeals against DRT orders under the Recovery of Debts and Bankruptcy Act, 1993 and related provisions.Stay & Interim Reliefs: Securing interim protection or stay orders to safeguard client assets during the appeal process.Representation Before DRAT: Expert advocacy before DRAT benches across India, ensuring persuasive argumentation and procedural compliance.Negotiation & Settlement: Facilitating amicable settlements between banks and borrowers to minimize litigation time and financial exposure.Execution & Compliance: Assisting clients with enforcement of DRAT orders and ensuring adherence to legal directions.
Why Choose Us
At Bhuwan Jayant & Associates, our dedication, expertise, and client-first approach make us one of the most trusted law firms. We strive to deliver practical, transparent, and result-oriented legal solutions.
Experienced Legal Team
Our lawyers have extensive courtroom and advisory experience across diverse legal domains, ensuring strong representation.
Client-Centered Approach
We prioritize our clients’ needs, offering personalized strategies and transparent communication throughout the case.
Proven Track Record
We have successfully handled numerous complex cases with favorable outcomes across various courts and tribunals.
Ethical & Transparent Practice
Integrity is the foundation of our work. We maintain full transparency with our clients regarding fees and case progress.
Comprehensive Legal Solutions
From consultation to litigation, we provide end-to-end legal support tailored to your unique situation.
Timely & Efficient Services
We understand the value of time and ensure swift legal actions without compromising on quality or diligence.
Frequently Asked Questions - DRAT
DRAT is an appellate authority under the Recovery of Debts Due to Banks and Financial Institutions Act, 1993. It hears appeals against orders passed by the Debt Recovery Tribunals (DRT) regarding recovery of debts by banks and financial institutions.
Both banks/financial institutions and borrowers can file an appeal with DRAT against orders of the DRT if they are dissatisfied with the decision regarding debt recovery, claims, or repayment terms.
An appeal must be filed within 30 days from the date of the DRT order. DRAT may condone the delay if sufficient cause is shown for late filing.
DRAT can confirm, modify, or set aside the DRT orders. It can direct repayment schedules, recovery amounts, or other relief as deemed fit under the law.
Our legal team provides expert representation in DRAT appeals, including filing appeals, drafting grounds of appeal, preparing evidence, and advocating before the tribunal to protect client interests in debt recovery disputes.